If you live in St. Clair Shores, Michigan, and need cash fast, you might think about visiting Check ‘n Go. But before you do, it’s a smart idea to read what other people say. In this article, we’ll break down check n go st clair shores reviews, what the store offers, and what you should watch out for. We’ll also share an alternative option that could save you time and stress.
About the St. Clair Shores Check ‘n Go
The Check ‘n Go store is located at:
23120 Harper Avenue, St. Clair Shores, MI 48080
Store Hours:
- Monday to Friday: 10:00 AM – 6:00 PM
- Saturday: 10:00 AM – 2:00 PM
- Sunday: Closed
This location offers several services including payday loans, installment loans, Netspend prepaid cards, and bill payment options.
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What Do Customers Say?
We checked several review sites like Yelp, Google, and loan directories to understand how customers feel about this branch.
Positive Reviews
Many people praise the customer service. One name that stands out is Annette, a staff member who gets mentioned often for being helpful and polite. Some reviewers said the team made them feel comfortable and answered all their questions clearly.
“Honestly the nicest staff I’ve ever dealt with.” — Google Reviewer
“Annette rarely has any support staff but still rocks that place!” — ZestCash Reviewer
These kinds of reviews suggest that in-person service at this branch is strong.
Negative Reviews
While in-store service seems good, there are mixed reviews about the company as a whole, especially the online experience. Common complaints include:
- High fees and interest rates
- Confusing repayment terms
- Lack of customer support online
Yelp ratings for the company average around 2.8 out of 5 stars, which reflects a mix of good and bad experiences.
Services You Can Get
At this St. Clair Shores location, Check ‘n Go offers:
- Payday Loans: Small, short-term loans due on your next payday.
- Installment Loans: Larger loans with longer repayment plans.
- Netspend Prepaid Mastercard®: A reloadable debit card.
- Bill Pay Services: Send money or pay utility bills in-store.
These services are designed for people who need quick access to cash and don’t have time for a traditional loan process.
If you’re facing unexpected bills, AdvanceCash can provide you with the funds you need instantly!
How to Apply for a Payday Loan
Getting a loan at Check ‘n Go is usually simple. Here’s how it works:
- Bring a valid ID.
- Show proof of income (like a pay stub).
- Fill out a quick form.
- Get approved in minutes.
- Walk out with cash or receive it in your account.
The loan is due on your next payday, plus interest and fees. It’s important to read the terms carefully.
Who Can Apply?
You may be eligible for a loan at Check ‘n Go if you:
- Are at least 18 years old
- Live in Michigan
- Have a steady income
- Have an active checking account
Most payday lenders don’t require a credit check, which makes them accessible even for people with poor credit.
Pros and Cons of This Location
Pros:
- Friendly staff
- Quick in-store approval
- Accepts low credit scores
- Offers multiple services
Cons:
- High fees
- Short repayment time
- Mixed company reputation
- Not open Sundays
Some of these drawbacks are common in the payday loan industry, but it’s still important to weigh your options.
Comparing Check ‘n Go to Other Lenders
Here’s how Check ‘n Go stacks up against other payday lenders in St. Clair Shores:
Lender
In-Store Service
Loan Types
Online Option
Avg. Rating
Check ‘n Go
✅ Yes
Payday, Installment
✅ Yes
⭐⭐½ (2.8/5)
AdvanceCash
❌ Online Only
Payday, Personal
✅ Yes
⭐⭐⭐⭐ (4.5/5)
CheckSmart
✅ Yes
Payday, Title Loans
❌ No
⭐⭐½ (2.6/5)
Speedy Cash
✅ Yes
Payday, Installment
✅ Yes
⭐⭐⭐ (3.0/5)
If you want quick cash without leaving home, AdvanceCash is a top-rated online option.
5 Common Questions About Check ‘n Go St. Clair Shores
1. Is Check ‘n Go safe?
Yes. It’s a licensed and legal lender in Michigan.
2. Can I apply online?
Yes, but many people prefer visiting the store for better service.
3. Do they check your credit?
No hard credit check. They mostly check income.
4. How much can I borrow?
It depends on your income and state rules. Usually $100–$600.
5. Are there better choices?
Yes. Online lenders like AdvanceCash are faster and more private.
Why Choose AdvanceCash Instead?
AdvanceCash is an easy and private way to get a payday loan online. You don’t need to visit a store, wait in line, or fill out paperwork.
Benefits of AdvanceCash:
- 100% online process
- Fast approval, often in minutes
- No credit check
- Money sent same day in many cases
- Available 24/7
AdvanceCash is perfect if you need money quickly but don’t want the stress of going into a store.
Final Thoughts
Check ‘n Go in St. Clair Shores has a friendly staff and decent service, especially if you work with someone like Annette. But online reviews are mixed, and fees can be high.
If you want a faster, safer, and easier way to get payday loans, try AdvanceCash. It’s a trusted online option with fast approvals and no credit check.
Don’t let financial stress hold you back. AdvanceCash is here to help you secure your payday loan today!
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